Blog | Crying In Finance

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Scarcity Mindset: Brewing Our Path to FI

Haley Keller

Nov 15

Scarcity Mindset: Brewing Our Path to FI

Starting a brewery transformed our approach to personal finances, teaching us the value of a scarcity mindset and leading us to FI.

Reflections on One Year of Financial Independence

Haley Keller

Nov 3

Reflections on One Year of Financial Independence

It’s been one year since we landed in Tucson and started living a “financially independent” lifestyle. It seems fitting to do a recap.

Haley Keller

Oct 16

Publishing a Book with Amazon KDP

Learn how I used Canva and Amazon KDP to create a kids activity book that is now for sale on Amazon.

Haley Keller

Apr 5

From $500 Down to 6BR Home

It started when my husband purchased a condo in 2009 with $500 down. Now 14 years later, we live in a 6 bedroom view home.

Haley Keller

Mar 27

2 Ways To Calculate Net Worth

Net worth is what you have minus what you owe. But the details of how to calculate net worth are nuanced and sometimes confusing.

Haley Keller

Mar 15

6 Month RV Road Trip Expenses

We traveled for 203 days, stayed at 144 different places, and drove 21,821 miles – and our trip in total cost us $46,351.51.

Haley Keller

Feb 16

What Really Is A Home?

To my son, it’s simply wherever we slept the night before. But to me I somehow need it to be more.

Haley Keller

Feb 10

85 Ways To Reduce Spending

Every little way you can lower expenses and make minor shifts to your lifestyle will add up to huge impacts on your personal finances.

Haley Keller

Feb 1

12 Ways We Cut Expenses

There are many one-time things we have done over the years to lower expenses, like refinance a home loan and switch cell phone providers....

Haley Keller

Jan 27

The Joy of Buying a Broken Toy

I was stumped on how to explain the value of “new” to a 4-year-old. Why does it cost so much more when it’s new?

Haley Keller

Jan 19

My "Why" for Money

My money statement, aka my “why” for money, dictates how I spend my money and the life I am working toward achieving.

Haley Keller

Jan 10

The Flow of Money

The goal of reaching financial independence is to be able to stop carrying buckets of money upstream to keep the river of expenses flowing.

Haley Keller

Jan 2

2022, My Year of Changes

2022 will be marked in my life as the year of change. I am excited to have made a choice for a better life for me and my family.